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Sales and Marketing Activities of Insurers

Insurance Unit 3: Insurance Company Operations

Sales and marketing are crucial functions for insurance companies, driving revenue growth and bu...

Updated 4 months ago by Geethika Bandlamudi

Underwriting

Insurance Unit 3: Insurance Company Operations

Underwriting is the process by which an insurance company evaluates the risk presented by an app...

Updated 4 months ago by Geethika Bandlamudi

Components of Insurance Contracts

Insurance Unit 3: Insurance Company Operations

An insurance contract (policy) is a legally binding document that outlines the rights and respon...

Updated 4 months ago by Geethika Bandlamudi

Requirements of an Insurance Contract

Insurance Unit 3: Insurance Company Operations

For an insurance contract to be legally valid and enforceable, it must meet specific requirement...

Updated 4 months ago by Geethika Bandlamudi

Fundamental Legal Principles of Insurance

Insurance Unit 2: Insurance Principles & Risk Man...

Insurance contracts are governed by several fundamental legal principles that ensure fairness an...

Updated 4 months ago by Geethika Bandlamudi

Case Studies on Management of different Personal and Business Risk

Insurance Unit 2: Insurance Principles & Risk Man...

Due to the nature of case studies requiring specific scenarios and detailed analysis that is bes...

Updated 4 months ago by Geethika Bandlamudi

Enterprise Risk Management (ERM) – Concept & Benefits

Insurance Unit 2: Insurance Principles & Risk Man...

Enterprise Risk Management (ERM) is a holistic and integrated approach to managing all of an org...

Updated 4 months ago by Geethika Bandlamudi

Personal Risk Management

Insurance Unit 2: Insurance Principles & Risk Man...

Personal risk management involves identifying, assessing, and managing the risks that individual...

Updated 4 months ago by Geethika Bandlamudi

Techniques for Managing Risk

Insurance Unit 2: Insurance Principles & Risk Man...

Once risks have been identified and assessed, the next step is to select and implement appropria...

Updated 4 months ago by Geethika Bandlamudi

Steps in the Risk Management Process

Insurance Unit 2: Insurance Principles & Risk Man...

The risk management process is a systematic approach to identifying, assessing, and controlling ...

Updated 4 months ago by Geethika Bandlamudi

Risk Management: Meaning and Objectives

Insurance Unit 2: Insurance Principles & Risk Man...

I. Meaning of Risk Management: Risk management is the systematic process of identifying, assessi...

Updated 4 months ago by Geethika Bandlamudi

Insurance: Kinds – Life and General Insurance

Insurance Unit 1: Insurance and Risk

Insurance is broadly categorized into two main types: Life Insurance and General Insurance (also...

Updated 4 months ago by Geethika Bandlamudi

Benefits and Costs of Insurance to Society

Insurance Unit 1: Insurance and Risk

Insurance plays a significant role in modern society, providing numerous benefits but also incur...

Updated 4 months ago by Geethika Bandlamudi

Law of Large Numbers and Characteristics of an Ideally Insurable Risk

Insurance Unit 1: Insurance and Risk

I. Law of Large Numbers: Definition: The Law of Large Numbers (LLN) is a statistical principle...

Updated 4 months ago by Geethika Bandlamudi

Insurance: Definition and Basic Characteristics

Insurance Unit 1: Insurance and Risk

I. Definition of Insurance: Insurance is a financial mechanism that transfers the risk of a pote...

Updated 4 months ago by Geethika Bandlamudi

Burden of Risk on Economy and Society

Insurance Unit 1: Insurance and Risk

Risk, both personal and commercial, imposes significant burdens on the economy and society as a ...

Updated 4 months ago by Geethika Bandlamudi

Major Personal Risks and Commercial Risks

Insurance Unit 1: Insurance and Risk

This section outlines the primary risks faced by individuals (personal risks) and businesses (co...

Updated 4 months ago by Geethika Bandlamudi

Classification of Risk

Insurance Unit 1: Insurance and Risk

Risks can be classified in various ways to better understand their nature, sources, and potentia...

Updated 4 months ago by Geethika Bandlamudi

Peril and Hazard

Insurance Unit 1: Insurance and Risk

In the context of risk, particularly in insurance and risk management, peril and hazard are dist...

Updated 4 months ago by Geethika Bandlamudi

Chance of Loss

Insurance Unit 1: Insurance and Risk

The "chance of loss" is a fundamental way to define risk, especially in the context of investmen...

Updated 4 months ago by Geethika Bandlamudi